Business Phone - 1 (775) 851­-4754 | Toll Free - 1 (866) 484-2800

Horizon Retirement Advisors

Let Us Help Protect Your Future

Our passionate, experienced financial advisors are here to help you reach your financial goals with maximum efficiency. When it comes to something as important as your family’s future, don’t leave anything to chance. We’re here to help!

Keys to a Comfortable Retirement: We are experts in retirement planning, and over the years, we’ve accumulated the most frequented retirement strategies for our clients.

peaceful-placeRetire with Peace of Mind

With the rising cost of medical care and the fragile state of the current economy, the prospect of retirement is becoming more expensive everyday. A little careful planning today, however, can all but ensure you realize the retirement of your dreams while protecting your family and your legacy. Whether you’re in need of advice with estate or comprehensive retirement planning, or help setting up renewable living trust, or perhaps you need help arranging for long term care alternatives, life insurance or managing your individual or business 401k plan—we can help.

401K & IRA Rollovers

Many consumers have an existing 401K that is managed by their former employers. Dave specializes in rolling their 401K into individual retirement accounts (IRA). Individuals 50 years and older can fund their IRAs up to $6500.00 a year, and individuals under the age of 50 can fund their IRAs up to $5500.00 per year.

We have the experience, knowledge and established track record of success to safely and effectively maximize the potential of your retirement savings.

We’ll analyze your financial portfolio, retool it for minimum risk and optimal return, and set attainable goals and put you in an ideal position to reach them. We believe in a low-risk, secure, growth-oriented investment strategy that yields consistent returns on safe, fully insured investments.

We will help you stay ahead of inflation or manage your 401k Plan, IRA or help you with a with a 401K rollover.

goldPrecious Metals: Silver and Gold

Investing in precious metals could be extremely beneficial for your financial portfolio. As we explore your options, we’ll educate you on why precious metals are a valuable part of planning for retirement, and what metals will generate significant returns. Contact us for an appointment to discuss adding precious metals to your portfolio. Our mission is for you to have a secure retirement and a plan that provides peace of mind!

Testimonials

My Husband Larry and I have known Dave now for several years. Dave is funny, smart, kind, and compassionate to his clients. Whether he’s helping them draw up a will or invest in their future he’s top notch. We are thankful to have met him and wish him…
Larry & Sherry - Fernely, NV
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My late husband and I first met Dave when he did a seminar in Fallon. We met with Dave and moved our CD’s into annuities. The annuities brought us greater returns, and I thank Dave for leading us in the right direction. I look forward to our annual revi…
Viola - Fallon, NV
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Dave Mello has been my financial advisor for about 10 years and now I have not a single complaint. What drew me to Dave, was that he is a very personable individual. When I met Dave, I wanted my IRA out of Stock Market harm and to create an investment for…

Phyllis - Reno, NV
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Dave treats all of his clients including myself as if we were all family. I feel as though Dave has gone above and beyond to be very helpful. One of Dave’s great strengths is his knowledge. He’s always made himself accessible to assist me with all of …

Shirley - Fernley, NV
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I was referred to Dave by my dear friend Elaine who has been a long time client of Dave’s. Dave has now been a long tome financial advisor for me as well. Now that I am in my 80’s Dave has assisted me in learning more about independent and assisted li…

Mary - Reno, NV
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Dave and I have been good friends for many years. When Dave first brought to my attention we should do business together, I was a little skeptical. After listening to his broad knowledge of Medicare and Medicare Supplemental Insurance, I decided I had bee…

Tom - Reno, NV
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Dave has been easy to approach, prompt in his responses to questions and knowledgeable about his products. I can and do unreservedly endorse Dave and his services.

Elwood and Nancy-Reno, NV
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We met Dave about 3 years ago after many friends in our Del Webb community had highly recommended him. He has been a great help in setting up a Living Trust and advising us on our 401k options. Dave is very trustworthy and makes us feel comfortable and co…

Bernie - Reno, NV
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Upon moving to Somersett 7 years ago, my neighbors encouraged me to see Dave. He has been my financial advisor since meeting him, and has kept my IRA’s safe from Stock Market risk with what I consider very fair gains. I’ve referred several of my neigh…

Joan - Reno, NV
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Dave became my Medicare Supplemental Insurance agent in December 2013. He kept me on the same Medicare Plan F however changed insurance companies, which gave me a savings of over $1,700.00 per year. Naturally when my wife needed insurance, I sent her to s…

Mike - Reno, NV
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I first met Dave as as senior advisor in assisting me after my husband became incapacitated. Dave became my financial advisor, helping me with budgeting and skilled nursing expenditures during this time. After the death of my husband, Dave has continued a…

Betty - Reno, NV
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My husband and I received and invitation in the mail from Dave Mello to attend one of his seminars in March of 2008. We attended the seminar regarding investing our money. This was a very informative seminar and we decided to make an appointment with Dave…

Gene & Marietta - Reno, NV
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In 2009 I met Dave Mello at a financial planning workshop that he hosted at Arlington Gardens. His worksop was very informative and Dave was very personable. Shortly after, I scheduled an appointment with Dave. I have been his client ever since, and we ha…

Dianne - Reno, NV
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We first met Dave over 10 years ago when we attended a workshop of his in Carson City. Ever since that workshop we have happily had Dave as our financial advisor and medical insurance expert. We have recommended several people we know to Dave and he has t…

John & Annabel - Wellington, NV
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We have been working with Dave Mello since 2006. He takes the time to review all the alternatives available when deciding what/where to invest. When the annual reviews come due, he reviews in detail what our previous allocations were and goes into detail …

Dave and Jane - Washoe Valley, NV
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We have been clients of Dave’s since we retired and moved to Reno in 2009. We needed to re-do our trust and re-evaluate our investments. We were looking for a good return without the instability of the stock market. We received what we asked for and mor…

Steve & Lavona - Reno, NV
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Our corporation has used Dave Mello’s Horizon Senior Advisors for nearly 20 years to proved medical and dental insurance. Dave and his staff have always been attentive to the corporate needs as well as individual employees’ concerns. Excellent custome…

Dan and Marcia Sparks - Reno, NV
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Advise Dave has given has provided to be a financial benefit. The investment returns have been excellent. Dave provides easy access to questions I may have. Without a question I recommend Dave and his services.

Elizabeth - Sparks, NV
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We have been clients of Dave’s for about 10 years now. When we came to him know we were wanting the safety of annuities while experiencing growth without the unpredictability of the Stock Market. We have several annuities with Dave and trust him as our …

Tom & Gary - Sparks, NV
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David Mello has been extremely helpful with assisting us in preparing our retirement decisions. We are confident that the funds we have accrued throughout our years of employment and inheritance, have been appropriately placed in the correct places to ass…

Ray & Julia - Reno, NV
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Dave has been my financial advisor for many years now. He has helped me with multiple annuities, as well as a reverse mortgage. I have consistently earned over 5% annually on my annuities. What I enjoy most is the stability of my annuity and avoiding Stoc…

Elaine, Gardnerville, NV
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When my late husband Dean and I first moved to the Reno area, we searched for a Certified Senior Advisor; and Dave Mello’s name came up in the search results. When we examined his website and credentials described there, we were very impressed and satis…

Joan, Lincoln, CA
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The following is what we think are the key elements of establishing a comfortable and secure retirement plan:

Health Insurance

Comprehensive medicare supplement – Hospital Bills – Doctor Bills

Lifetime Income

Social Security – Pension – Interest Income – Reduce Taxes

Revocable Living Trust

Health Care Directives – Financial Directives – Pour over will – Legacy Planning

Long Term Care

Home Care – Adult Day Care – Assisted Living – Nursing Home – Respite